Reach $100K Net Worth

The first $100K is the hardest - after that, momentum does the lifting. Assets minus debts, tracked monthly, until you cross six figures.

The full plan

What’s inside.

Nothing left to figure out — every habit, task, and milestone is already mapped. Add it to TXME and this becomes your daily checklist.

Learn Money for 15 Minutes
Timer
A book, podcast, or article on investing. Financial IQ compounds like capital.
Update the Net Worth Tracker
Simple
Assets minus debts. One number, tracked weekly, headed up.
Invest Before You Spend
Simple
Money moves to investments every week before lifestyle gets a vote.

Day 270
Cross $25K net worth
The flywheel is moving. Compound interest is officially on your team.
Day 1050
Cross $100K net worth
The hardest $100K is done. The second one comes faster.
Day 550
Cross $50K net worth
Halfway. Review: is your savings rate still climbing with your income?
Day 2 · 45 min
Calculate your starting net worth
Everything you own minus everything you owe. The honest starting line.
Day 7 · 60 min
Open or verify your investment accounts
401k match maxed, Roth IRA open, brokerage ready.
Day 10 · 20 min
Set your savings rate target
The % you keep matters more than the % you earn. Pick a number and defend it.

Free to start — iOS & web

TXME turns it into your daily checklist — habits, tasks, and milestones tracked for you.