Save a $15,000 Emergency Fund

Sleep-at-night money. $15,000 in cash between you and anything the world throws at you. Automate the transfer and watch the number climb.

The full plan

What’s inside.

Nothing left to figure out — every habit, task, and milestone is already mapped. Add it to TXME and this becomes your daily checklist.

Sunday Money Review
Reflection
Where did the week's money go? One honest paragraph.
Weekly Fund Transfer
Simple
$290/week hits $15K in a year. Move it before you can spend it.
Log Every Purchase
Simple
Awareness kills leaks. Every dollar out gets written down.

Day 360
Hit $15,000 - fully funded
Six months of breathing room. Emergencies are now inconveniences.
Day 240
Hit $10,000
Two thirds. Bump the weekly transfer if you're ahead of pace.
Day 120
Hit $5,000
A third of the way. Most people never save this much - keep going.
Day 5 · 15 min
Set up an automatic payday transfer
Automation beats discipline. Set it and stop negotiating with yourself.
Day 7 · 30 min
Cancel 3 subscriptions you don't use
Instant raise. Redirect every canceled dollar to the fund.
Day 2 · 30 min
Open a separate high-yield savings account
Out of sight, earning interest, never mixed with checking.

Free to start — iOS & web

TXME turns it into your daily checklist — habits, tasks, and milestones tracked for you.